Welcome to Crowd0. By using the Crowd0 platform (the “Service”), you agree to these Terms and Conditions (“Terms”). Please read them carefully. Please be aware that our platform does not provide regulated investment opportunities. Consequently, we do not fall under the jurisdiction or oversight of the Financial Conduct Authority. Like all rewards-based crowdfunding initiatives and community share sales, there is no pathway to seek remediation from the Financial Ombudsman Service or protection from the Financial Services Compensation Scheme.
2. The Crowd0 Services Provided
Crowd0 provides a crowdfunding service that allows registered users (“Campaign Owners”) to run campaigns for the purpose of funding a specific project by offering rewards to backers (“Backers”).
You must be at least 18 years old to use our Service. By using Crowd0, you confirm that you are at least 18 years old.
4. Account Registration
You are responsible for maintaining the confidentiality of your login credentials and are fully responsible for all activities that occur under your account.
5. Pledges and Payments
As a Backer, you understand that making a pledge does not guarantee that you will receive any rewards if the Campaign Owner is unable to complete the project. Your payment will be processed immediately upon pledging to a campaign and stored safely with our payment provider Square. If the campaign reaches its goal within the campaign duration- the total ammount raised minus our 3% fee will be transfered directly to the campaign owner. If the campaign is successful backers will not be entitled to a refund. However if the campaign does not reach its intended target raise amount, the full pledge amount minus payment processing fees will be returned to Backers. All payment details are stored securely with our payment service provider, Square.
6. Rewards and Fulfilment
Campaign Owners are solely responsible for fulfilling their promises to Backers, including sending rewards. Crowd0 does provide services to help facilitate the delivery of rewards for the Campaign Owner however it does not guarantee that the rewards itself will be satisfactory to the Backer or that they will be delivered on time.
Crowd0 charges a fee of 3% for the use of the platform. We pay a 1% affiliate fee to entities that introduce Campaign Owners to Crowd0.
8. User Conduct
You are responsible for all activity on your Crowd0 account. You may not use Crowd0 for any illegal activities or to violate any laws in your jurisdiction.
9. Intellectual Property
Campaign Owners should post only their own original work or work they are authorized to use.
Your privacy is very, very important to us. Our Privacy Notice explains how we collect, use, and share your personal information and it forms a part of these Terms.
11. Limitation of Liability
To the maximum extent permitted by law, Crowd0 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.
12. Changes to These Terms
We may modify these Terms at any time. If we make changes that are material, we will provide you with notice before the changes take effect.
If you have any questions about these Terms, please contact us at firstname.lastname@example.org